Financial Hell

Well yes, I am in debt. It sucks and I can't get out. I have a credit card debt that I don't even want to talk about ($9000 if you must know) and I can't do anything to make it better. I am trying. I feel like I am sinking and can't get out. How did I end up like this?

• I like to shop, but have not done so, since the early fall. Not even a new pair of underwear. Ok, I did buy one swimsuit bottoms before I went away for christmas, but that is it.
• I moved, which cost me a fortune more than I thought it would September 2005($2000, I think)
• I had a tooth issue in spring 2005 ($4000)
• I had to pay two months of rent at once in September 2005 ($2500)
• I have upped my RRSP contribution to 6% of my gross pay because of a new matching program that my firm has. I know that this is a good thing, but f+++, It hurts every 2 weeks
• I am donating $1800 a year to a charity of my choice (good will yes, a burden currently, yes)
• I have fixed costs of close to, if not over 2/3 of my net pay every month even before I pay my gas ect.

What I am doing about it?

• no dry cleaning
• no extended cable
• very little eating out - which is hard, as this is how I socialize
• no cabs - walk, subway or drive
• no extra curricular fun that costs money
• no fun

The bottom line is that I am going to have to ask my dad for a loan. How much, I am not sure, maybe $1000. I am going on holidays to Florida with my friend Rosie and I just had my Florida fund eaten by a rent cheque that I didn't realize had not gone through in October. F+++!!!! I am so stressed out that I am not sleeping. I wish I was not eating, but no such luck. Anyway I have to do it this week and it is freaking me out. I have never asked to borrow money before. Not so fun. Wish me luck, oh little blog of mine. I need it.

Princess